Privacy Policy – PayLater
At PayLater, we are committed to protecting the privacy and security of our users’ personal and business information. This Privacy Policy explains how we collect, use, store, and safeguard your data when you use the PayLater mobile application. By accessing or using PayLater, you agree to the practices described in this policy.
Information We Collect
1. Personal Information (Provided by You)
- Full name
- Mobile number
- Email address
- Business name and details
- Profile data
- Customer information added by you (names, balances, phone numbers)
2. Financial & Transaction Data
- Credit records
- Repayment history
- Amounts owed and collected
- Transaction timestamps
- Payment confirmation data from our payment gateway (PayHere)
3. Device & App Usage Information
Collected automatically to improve functionality:
- Device type, operating system, and app version
- Usage logs and activity within the app
- Crash reports and performance analytics
4. Cloud Storage Information
For features such as customer data backup, reports, and analytics, we use:
- Firebase Firestore
- Firebase Storage
- Firebase Authentication
How We Use Your Information
- Provide core PayLater services (credit tracking, repayment management, notifications)
- Sync your data securely across devices via Firebase
- Improve app performance, stability, and user experience
- Offer customer support and respond to inquiries
- Send reminders, alerts, and important announcements
- Prevent fraud, unauthorized access, and abuse of the app
- Process and verify payments via trusted payment partners
We do not use your business or customer data for marketing without your explicit consent.
Information Sharing
We respect your privacy and do not sell or trade your information. However, we may share your data in the following situations:
1. Trusted Service Providers
We use third-party services to run PayLater securely:
- Firebase (storage, authentication, crash analytics)
- Payment gateways (PayHere)
These providers are contractually obligated to keep your data secure and confidential.
2. Legal or Regulatory Reasons
We may disclose information when required by law enforcement, court orders, or government authorities—only when legally necessary.
Data Security
- Encrypted communication (HTTPS)
- Secure cloud storage
- Authentication-protected access
- Regular security audits
While we work hard to protect your data, no digital platform can guarantee 100% security.
Customer Data Responsibility
PayLater allows business owners to store customers’ credit and repayment data. You are responsible for ensuring the data you provide is accurate and legally obtained.
We do not access or modify your customer records unless required for:
- Technical troubleshooting
- Account support
- Legal compliance
Cookies & Tracking Technologies
Since PayLater is a mobile application, we use equivalent technologies such as:
- Firebase Analytics
- Device identifiers
- In-app tracking metrics
You may disable tracking via device settings, but some features may be affected.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be reflected by updating the “Last Updated” date. Review this policy periodically to stay informed.
Contact Us
If you have any questions or concerns:
PayLater Support Team
- ✉ Email: contact.helixaa@gmail.com
- 📞 Phone: 0767071129
- 🌐 Website: www.helixaa.com