Terms and Conditions

Use of the Application

• You are responsible for maintaining the confidentiality of your login details (username, password, and device security).
• You agree to provide accurate, complete, and up-to-date information during registration and ongoing use.
• You may not use the application for any illegal, fraudulent, or unauthorized activities.

Nature of Service

• PayLater App acts as a digital credit and repayment management tool for store owners.
• The app does not provide loans, credit facilities, or financial services directly to end customers.
• All credit transactions are strictly agreements between you (the store owner) and your customer. We only provide the platform to manage them.

Account and Data Management

• You are responsible for all activities carried out under your account.
• You may not impersonate another person, business, or entity.
• We reserve the right to suspend or terminate accounts that violate these terms or show fraudulent behavior.

Payments and Financial Records

• The app provides tools for tracking dues, payments, settlements, and customer histories.
• Any financial amounts recorded inside the app are solely based on information you enter.
• We are not responsible for disputes between you and your customers regarding inaccurate entries, repayments, or settlements.

App Content, Accuracy & Updates

• We strive to keep the app functional and accurate, but we do not guarantee real-time accuracy, uninterrupted service, or error-free performance.
• Features and functionalities may be added, modified, or removed without prior notice.
• We may temporarily suspend services for maintenance or system upgrades.

Third-Party Services

• PayLater App may integrate with third-party tools such as cloud storage, authentication services, or analytics providers.
• These services operate independently and may have their own terms and policies. We are not responsible for third-party failures or breaches.

Intellectual Property

• All content, code, design, and branding within PayLater App are owned by the product developers and protected by copyright laws.
• You may not copy, reproduce, distribute, reverse engineer, or modify any part of the app without written permission.

Limitation of Liability

PayLater App is not liable for any damages arising from:

• inaccurate data entered by users,
• loss of financial records,
• misuse of the application,
• system outages, or
• unauthorized access due to user negligence.

You agree to use the app “as-is” without warranties of any kind.

Termination

• We reserve the right to suspend or terminate your access if you violate these terms or misuse the platform.
• You may stop using the application at any time by deleting your account or uninstalling the app.

Amendments

We may update these Terms and Conditions at any time. Continued use of the app after updates means you accept the revised terms.

Contact Us

If you have questions or concerns, please contact us through the support options provided in the app.